FL Home Purchase Basics | Florida First Time Home Buyer

Home Purchase Basics

Congratulations on your decision to buy a new home! There are many important things to consider throughout the process, especially if you’re a first-time homebuyer. Here’s some information that will keep you on track.

In General…

A home purchase may be your largest financial transaction to date, so it’s important to make the right decisions and to keep an eye on the details. With the assistance of your Real Estate Agent and Loan Officer, it should be an efficient, pleasant, and ultimately rewarding experience.

Count On Your Real Estate Agent To:

  1. Preview available homes to weed out those that are overpriced, or undesirable in some other way.
  2. Present the homes that suit your needs as you’ve defined them.
  3. Help you determine the difference between a “good buy” and a property which, because of its nature (neighborhood, market appeal, etc.), might have to be discounted if you decide to sell in the future.
  4. Negotiate the best deal for you. With a Pre-Qualification letter from us in hand, your Real Estate Agent will be able to demonstrate that you are a qualified and capable borrower. This will strongly influence the Seller, and may make the difference between the Seller accepting your offer or someone else’s — even if your offer is lower!

Count On Your Broker and Loan Officer To:

  1. Assist you in selecting the best loan to meet your personal situation and goals. (This single decision can save you thousands of dollars throughout the years!)
  2. Keep you informed of your loan status throughout the entire process.
  3. Keep your Real Estate Agent informed of our loan progress (Note: your personal information is always kept confidential between you and us; only deal points and progress are shared).
  4. Get the appropriate loan for you at the best rates and fees for your situation. This will save you significant money “up front” and throughout the years to come.

Count On Yourself To:

  1. Keep your Real Estate Agent informed of any questions or concerns as they develop.
  2. Keep the process moving by providing documentation and decisions as soon as reasonably possible. By doing so, many of the details are taken care of early in the process so you can comfortably concentrate on any last-minute details or events that require your attention.
  3. Enjoy purchasing your home, but do remain objective throughout — to make the business decisions that are best for you.
  4. Make sure you are pre-approved as early as possible. This will put the power of financing behind you so you can concentrate on selecting your home.
}

Proud Members:

Venice Mortgage Loans
Equal Housing Lender
Venice Member
Venice Area Chamber of Commerce
Realtor Member
Venice Area Board of Realtors
BNI
BNI Member
Englewood Area Board of Realtors
Englewood Area Board of Realtors
Mortgage Bankers Association
Mortgage Bankers Association
USDA
USDA
Federal  Housing Authority (FHA)
Federal Housing Commisioner
Department of Veterans Affairs
Department of Veterans Affairs
Homes for Heroes
Homes for Heroes
North Port Area Chamber
North Port Area Chamber of Commerce
United Way of South Sarasota County
United Way of South Sarasota County
Osprey Nokomis Chamber of Commerce
Osprey Nokomis Chamber of Commerce
Englewood Chamber
Englewood Chamber
REALTOR® Association of Sarasota and Manatee
Realtor Association of Sarasota and Manatee



Awards:
Business of the Year by the Venice Gondolier in 2016Alignable Business Person of the Year 2022Alignable Business Person of the Year 2020-2021
Equal Housing Lender
Gulfside Mortgage Services

1212 East Venice Avenue
Venice, FL 34285
(888) 960-6850
(941) 485-4222